Budgeting for the Christmas Holidays

Never mind Halloween, let’s skip that and head right to Christmas – we’ll beat the retailer advertising. If you don’t want to over-indulge (at least financially) at Christmas, now is the time to start planning and preparing. Christmas brings a lot of pressure to deliver. Read More...

The Up-Sell

This is my rant on up-selling. It seems out of control. Almost every time I buy something, the cashier, order taker or customer service rep is trying to sell me something that I don’t need and didn’t ask for.  I appreciate good customer service but Read More...