Budgeting for the Christmas Holidays

Never mind Halloween, let’s skip that and head right to Christmas – we’ll beat the retailer advertising. If you don’t want to over-indulge (at least financially) at Christmas, now is the time to start planning and preparing. Christmas brings a lot of pressure to deliver. Read More...

Are you Interest(ed)?

Are you Interest(ed)? [caption id="attachment_6193" align="alignleft" width="149"] Interest Rate Increase[/caption] I’m 53. My wife and I bought our first house in 1988. The interest rate on the first mortgage was 8% and we had a second mortgage at 12%. I do chuckle at current interest rates Read More...

The Up-Sell

This is my rant on up-selling. It seems out of control. Almost every time I buy something, the cashier, order taker or customer service rep is trying to sell me something that I don’t need and didn’t ask for.  I appreciate good customer service but Read More...

Statute Barred Debts

  [caption id="attachment_6166" align="alignleft" width="184"] "If your debts are old, you don’t have to pay them; they just go away.” Is this truth or another urban legend?[/caption] Following up on last month’s article “Don’t Stick Your Head in The Sand!”, we quite often hear “If Read More...