Debt Relief - Free Consultation - Powell Associates Ltd. - Consumer Proposal & Bankruptcy

Q: I know I'm in trouble, but I don't know if you can help; should I reach out?

Absolutely. There's no obligation to find out if we can help. Whatever you feel your situation is, if you're struggling with debt, it's worth a conversation. The number one thing we hear is that people wish they would have reached out sooner.

Q: What should I bring to a consultation?

If possible, bring a list of debts, monthly income, essential expenses, and any recent notices from creditors. If you do not have everything, do not worry, we can still have a productive conversation about your situation.

Confidential, judgment-free debt help

A calmer path to becoming debt-free.

Powell Associates Ltd. helps consumers facing debt stress find practical relief, understand their options, and move forward with a clear plan. As a Licensed Insolvency Trustee, we provide trusted guidance designed to reduce pressure and help you regain control.

Reviews & Stats

Explore the process

1-on-1

Personal support tailored to your situation

Clear

Simple explanations, no confusing jargon

Private

Confidential consultations in a respectful setting

No Judgment

We listen first, then advise.

Focus on relief

Reduce financial stress and regain stability.

Contact us

Rated 5 out of 5 stars based on 192 customer reviews.

				Could not recommend Powell Associates Ltd. more. I had a lot of concerns about my debt management options, and they explained everything, and were very patient. I was able to make the right decision for my situation, and they made the entire process much less daunting than I thought it would be. Their credit counsellors are also wonderful; thank you to Bob and Peggy for being so patient and kind during this process 🙂
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Nina
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Nina

						Could not recommend Powell Associates Ltd. more. I had a lot of concerns about my debt management options, and they explained everything, and were very patient. I was able to make the right decision for my situation, and they made the entire process much less daunting than I thought it would be. Their credit counsellors are also wonderful; thank you to Bob and Peggy for being so patient and kind during this process 🙂
					
				I had a excellent service with your great team. Im so thankfull for all they did for me. Thanks a lot.
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Rita
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Rita

						I had a excellent service with your great team. Im so thankfull for all they did for me. Thanks a lot.
					
				I want to express our heartfelt thanks to the entire team for their exceptional work. With their help, I was able to reduce 50% of my debts, which has been a tremendous relief. Special kudos to Bob, whose counseling session was excellent. He provided invaluable insights, and we now have a much clearer understanding of how to maintain and build a strong credit score moving forward. I truly appreciate all the support and guidance from everyone involved—thank you so much!
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Jeevitha
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Jeevitha

						I want to express our heartfelt thanks to the entire team for their exceptional work. With their help, I was able to reduce 50% of my debts, which has been a tremendous relief. Special kudos to Bob, whose counseling session was excellent. He provided invaluable insights, and we now have a much clearer understanding of how to maintain and build a strong credit score moving forward. I truly appreciate all the support and guidance from everyone involved—thank you so much!
					

Approval Rate

97%

Based on last 5 years of consumers we assisted.

Avg Reduction

60%

Unsecured debts typically reduced by 50-80%.

How we help

Debt advice built around your life, not just your balance sheet.

If debt is affecting your sleep, your family, or your confidence, you are not alone. We help you understand the options available under Canadian insolvency law and choose a next step that fits your circumstances.

Debt review

We assess your current situation, obligations, and goals so you can see the full picture clearly.

Option guidance

We will explain all the relevant options and their differences in plain language.

A fresh start

We help reduce the burden of debt so you can focus on rebuilding confidence and stability.

Types of debt we help with

Why people call us

When debt feels overwhelming, simple clarity matters.

Understanding whether debt relief is possible without losing your assets, dignity or financial control.

Learning what payments, collections, and creditor pressure could look like after taking action.

Having a licensed professional explain your options in a calm, respectful conversation.

The process

A straightforward path from stress to stability.

Whether you're facing risks of losing your home or car, or you just can't stay on top of things, we want to help you make sense of your financial situation and help you come out on top.

Step 1

Book a conversation

Reach out for a confidential consultation at a time that works for you.

Step 2

Review your options

We walk through your debt and explain available solutions clearly.

Step 3

Choose a plan

Together we select the option that best balances relief and long-term recovery.

Step 4

Move to debt freedom

With the right support, you can begin rebuilding with confidence.

What clients value

A licensed insolvency trustee who treats your situation with care.

Debt problems can feel personal, isolating, and exhausting. Our role is to provide informed support, practical next steps, and a steady professional presence through the process.

Trusted oversight

Guidance from a Licensed Insolvency Trustee.

Plain-language advice

Clear explanations without unnecessary complexity.

Compassionate Approach

Respectful support for difficult financial moments.

Forward focus

Solutions designed to help you move ahead.

Where We Help

Local Offices. Real People. Here to Help.

We proudly serve individuals and families across New Brunswick, Nova Scotia, and PEI. No matter where you’re located, you’ll connect with real professionals who are ready to help you find the right path forward.

We provide services remotely or in-person for anyone living in the Maritime region.

Our Locations & Service Area

FAQ

Questions people often ask before reaching out.

How do I know if I should speak with a Licensed Insolvency Trustee?

If debt is causing ongoing stress, missed payments, or concern about collection action, a conversation can help you understand what options may be available.

I know I'm in trouble, but I don't know if you can help; should I reach out?

What should I bring to a consultation?

What should I expect at my consultation?

A member of our team will first begin by asking you a series of questions about your financial situation. We want to understand what is or has caused the financial strain in your life. From there, we will provide you with a list of options to deal with your situation.

You will leave your consultation with a clear understanding of all of your options so that you can make the best decision for your situation.

Contact

Start with a confidential consultation.

If you are struggling with debt, we are here to help you understand your options and work toward a more stable financial future.

Free consultations. No obligations.

Serving consumer debtors with compassionate insolvency guidance

Appointments available by phone or in-person consultation

Confidential conversations, handled with care

Contact us

By contacting us, you agree to Powell Associates Ltd. contacting you as well as our Privacy Policy.

Powell Associates Ltd. is a Licensed Insolvency Trustee providing government regulated debt relief services through New Brunswick, Nova Scotia, and Prince Edward Island. Our main offices are located below.

Saint John

302-133 Prince William St.,

Saint John, NB E2L 2B5

Dartmouth

2 Ralston Ave, Suite 100,

Dartmouth, NS B3B 1H7

Moncton

The Prestige Executive Centre,

500 St. George St,

Moncton, NB E1C 1Y3,

Fredericton

298 Main Street,

Fredericton, NB E3A 1C9

PEI

42 St. Peters Road, Office #8,

Charlottetown, PE C1A 5N5

Confidential, judgment-free debt help

1-on-1

Clear

Private

No Judgment

Focus on relief

Contact us

Disclaimer

Rated 5 out of 5 stars based on 192 customer reviews.

Approval Rate

97%

Avg Reduction

60%

How we help

Debt advice built around your life, not just your balance sheet.

Debt review

Option guidance

A fresh start

Types of debt we help with

Why people call us

When debt feels overwhelming, simple clarity matters.

The process

A straightforward path from stress to stability.

Step 1

Book a conversation

Step 2

Review your options

Step 3

Choose a plan

Step 4

Move to debt freedom

What clients value

A licensed insolvency trustee who treats your situation with care.

Trusted oversight

Plain-language advice

Compassionate Approach

Forward focus

Where We Help

Local Offices. Real People. Here to Help.

Our Locations & Service Area

FAQ

Questions people often ask before reaching out.

Contact

Start with a confidential consultation.

Contact us