credit repair

How to Correct Errors on Your Credit Report

Maintaining a good credit score is vital, as it directly impacts your ability to borrow money or finance purchases. It also affects things such as the cost of insurance and specific employment opportunities. For these and many other reasons, it is essential to identify and correct any errors on your credit report as soon as possible.

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The Difference Between Prepaid and Secured Credit Cards

Two credit card products that often get confused are secured and prepaid credit cards.    Let’s take a closer look at the characteristics of each one and some of the things you should be aware of before choosing either of these products. Choosing the product that is best for you will depend on your circumstances.  Either way, we encourage you to do your research and to read the cardholder agreement or terms and conditions prior to opening one of these products.

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The Importance of a Good Credit Rating

Since your credit score is a reflection of how you have or have not paid your bills in the past, many businesses, landlords, mortgage lenders, utility providers, and even employers; use your credit score to predict your future financial responsibility.  Anytime you need to borrow money, or even use services, your credit score is may be called into question. This is why maintaining good credit score is important.

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