Posts Tagged ‘credit’
6 Options To Help Decide How to Spend Your Tax Refund
Your income tax refund is not new-found money. It is money that you have been lending to the government for the past 12-16 months. Make sure this money works for you and improves your life.
Read MoreAre your finances getting off track and out of control?
The earlier you identify warning signs of financial challenges and recognize the driving factors, the easier it will be to address those factors and get back on track.
Read MoreIncome Tax Deadlines Are Coming Soon But Why Do They Matter?
Even if you cannot pay your full balance owing on or before April 30, 2018, you can avoid the late-filing penalty by filing your return on time, by April 30, 2018.
Read MoreNew Payday Loans Rules as of January 2018
If your finances are strained, a payday loan may solve an immediate need, but, their cost will take more money out of an already strained situation and, over time, make your situation worse.
Read MoreA Gentler Method: Why a Negotiated Consumer Proposal Can Be A More Fair and Reasonable Debt Solution
If you have debt problems you also have options. A Consumer Proposal can be a much better and more manageable solution than bankruptcy to resolve your debts.
Read MoreReset and Restart: Personal Bankruptcy and the Relief from the Stress of Unmanageable Debt in Canada
Personal Bankruptcy is the last choice for most individuals but it is good that this process is available because, without it, there might be no relief from the stress of unmanageable debt.
Read MoreThe End of a Business – Corporate Bankruptcy in Canada
Canadian Companies can face Corporate bankruptcy either voluntarily or involuntarily. Corporate bankruptcy will be the End of the Company’s Existence. Good to know! In exceptional circumstances, a bankrupt company could make a proposal in order to exit bankruptcy. Creditor approval is required for this to occur.
Read MoreWeek 4: Teaching Children About Money Can Mean Better Financial Literacy for the Whole Family
Life presents lots of opportunities to hone your own financial literacy skills and to help your children develop theirs. Deciding that you will share as much as possible with your kids can help you to be disciplined in making decisions and dealing with the impacts on you before you share with them, and that can be a good thing for the whole family.
Read MoreWeek 3: How Students Can Learn From Their First Big Financial Decision
Students should not be left out of financial decision making for school and should work with their budget and understand it; if they are going to learn from this important decision.
Read MoreWeek 2: How To Live In Debt To No One
Calvin Coolidge once said, “There is no dignity quite so impressive, and no independence quite so important, as living within your means.” I like to think what he meant by this is that when you live within your means, you can hold your head high because you are beholden to no one.
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