Our Debt Assistance Services

Angela has worked in many roles in the insolvency industry since 2000. Through these years, she has become very adept in all aspects of insolvency administration and helping consumer debtors. Angela joined PAL in 2016 and became a Chartered Insolvency and Restructuring Professional (CIRP) and a member of CAIRP in 2019 and became a Licensed Insolvency Trustee in 2021.

Angela has brought significant experience to Powell Associates Ltd. Her friendly and caring attitude helps people be comfortable while she works through understanding their situation and discussing practical options. No matter if you are looking at filing bankruptcy, a consumer proposal, or simply looking for debt management advice, Angela can help.

Besides a brief time away, Paul has worked with Powell Associates Ltd. since 2011 and was the firm’s first official employee. His commitment to excellence led him to obtain certifications as both a Chartered Insolvency and Restructuring Professional and a Licensed Insolvency Trustee in 2013.

Paul can expertly navigate the complexities of financial challenges faced by both individuals and corporations. Whether it's crafting strategies for debt management or devising restructuring plans, he brings a wealth of knowledge and experience to the table.

Those who are struggling with debt find solace in Paul's down-to-earth attitude, making it easy to open up about their financial problems. His genuine empathy coupled with clear communication fosters a comfortable environment where they feel understood and supported. Paul's ability to establish rapport and build trust ensures that individuals receive personalized solutions tailored to their unique circumstances.

Kristy James has been working in the insolvency industry for over 10 years. She has assisted countless individuals to understand their debt relief options. She is a registered and qualified insolvency counselor.

She joined the Powell Associates Ltd. - Licensed Insolvency Trustee team in 2022 and has proven herself to be a valuable member of the team.

Stephanie joined Powell Associates Ltd in 2023 after beginning her career in the bankruptcy and insolvency career in 2018. She is currently taking the insolvency administrator’s course through the Canadian Association of Insolvency and Restructuring Professionals (CAIRP). She has a Master’s Degree in Interdisciplinary Studies, and two bachelor degrees; one in Communication Studies and the other in Philosophy and Political Science.

Driven by the commitment to assist people, Stephanie has helped hundreds of people with their debt challenges. Her role is to provide debt solutions – she is results-oriented and compassionate.

Stephanie is passionate about music, laughter, films – she can be found enjoying her time at concerts, movies, or at the local comedy club. She is also a huge fan of Comic Cons and pinball.

David Moffatt entered the debt industry in 2015 after serving 7 years in the Canadian Armed Forces. Since this time he has assisted consumers and small businesses understand their debt relief options and assisting them in implementing the option of their choice.

He believes in a practical approach to debt consolidation and understands that the decision is not always just about the dollars and cents. David has assisted consumers to navigate credit counselling services, debt consolidation, consumer proposals, and bankruptcies.

He is the Debt Solutions Manager at Powell Associates Ltd. and is also the author of Behaviour Before Math – a book about the fundamentals of personal finance.

Stephanie joined us in 2023, coming from the public sector where she consulted with her clients and helped them set and achieve goals. She’s continuing that role in the insolvency industry. She is enrolling in the insolvency administrator’s course through the Canadian Association of Insolvency and Restructuring Professionals (CAIRP) to further her knowledge and skills. Her educational background includes a Bachelor's degree in Psychology from the University of New Brunswick Saint John.

Stephanie is dedicated to helping others from all walks of life with empathy and kindness and works mainly in assisting clients and counsellors with file administration before they meet with the trustee. When she’s not working, Stephanie enjoys travelling, going to concerts, beachcombing for sea glass and spending time with her partner, kids and pup.

Wendy joined the insolvency industry in 2003 after a move to the Maritimes. She has gained extensive experience and works mainly on the administration of consumer bankruptcy files.

She also plays a key role in the functioning of the firm overseeing day-to-day operations. Wendy enjoys riding her horse and walking when she’s not working.

Peggy was the firm's second hire. Peggy loves her job and meeting and working with the public, she is the first line of contact for our Saint John office. On the phone or in-person she continues to instill her warmth and calming nature to our clients as she helps them navigate the world of insolvency.

Peggy graduated academically in 1977 and proceeded to take a Financial Accounting night course at UNBSJ. She also completed her Insolvency Administrators course in 2015. She spent her years prior to joining our team doing accounting in the private construction industry in Saint John.

Nabeela joined Powell Associates Ltd. in 2020 after starting her career in the bankruptcy and insolvency industry in 2018. Her role primarily consists of the administration surrounding consumer proposal files. She works with creditors and consumers through the consumer proposal process.

She understands that everyone's situation is unique, and what works for one person may not work for another. She is non-judgmental when helping individuals and understands that everyone can encounter financial difficulties at any time.

She is currently taking an insolvency administration course through the Canadian Association of Insolvency and Restructuring Professionals (CAIRP). Her educational background includes a Bachelor's degree in Commerce and a Master's degree in Economics from Punjab University.

Robert has been a Licensed Insolvency Trustee (formally known as a bankruptcy trustee) in bankruptcy since 1993. He is the founder of Powell Associates Ltd.

He is a member of the Canadian Association of Insolvency and Restructuring Professionals (CAIRP) and is the past President and current member of the New Brunswick Association of Insolvency and Restructuring Professionals (NBAIRP). Robert formally sat on the Board of Directors of CAIRP.

Robert believes in a no-judgment approach to debt problems, no matter what brought an individual or business to our office. Robert is now semi-retired and works part-time in the practice. He is focused on practice management and assisting with more complex matters and corporate insolvencies.