budget

Is a Consumer Proposal Worth It?

Many years ago, the Government created a second path to deal with debt, but many consumers still don’t know about this choice. It’s called a consumer proposal.

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The Cost of Keeping Up With the Jones

We often see families putting themselves in difficult financial situations because they make purchase decisions based on emotions rather than considering the total cost.  Sometimes, we have to take a step back and ask ourselves a few questions: what are these material things going to add to my overall quality of life?  How are we going to pay for these purchases and what is the overall cost?

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