Credit Rebuilding Basics, Part 3 — Reviewing and Repairing Your Credit Report
To repair your credit, you must first find out what your credit report is saying—that’s the starting point.
Read MoreCredit Rebuilding Basics, Part 2 — How Is Your Credit Score Calculated?
Once you know how the Credit Score system works, the steps required to repair and rebuild your credit will make more sense.
Read MoreCredit Rebuilding Basics, Part 1 — What is Your Credit Score and Why is it so Important?
Your credit score—only three digits long, but those three digits have a significant impact on how the rest of the world looks at you. They can dictate your eligibility for loans and other credit, the accommodations you can rent, and it can even affect your employment opportunities.
Read MoreFood Budget Too High? 13 Helpful Tips When Budgeting for Food
As the second or third largest expense in your budget, the money you spend on your groceries is something you have lots of control over. It’s almost always the easiest and most effective way to reduce your cost of living.
Read MoreAugust 2020 – Personal Bankruptcy & Consumer Proposal Statistics
Canada – Insolvencies continue to decline, personal bankruptcies declined 25.0% and consumer proposal filings declined 7.6% as compared to the 12-months ended August 31, 2019.
New Brunswick – Insolvencies continue to decline, personal bankruptcies were down 26.7% and consumer proposal filings were down 11.7% as compared to the 12-months ended August 31, 2019.
Read MoreJuly 2020 – Personal Bankruptcy & Consumer Proposal Statistics
Canada – Personal bankruptcies were down 21.1% and consumer proposal filings were down 3.1% as compared to the 12-months ended July 31, 2019.
New Brunswick – Personal bankruptcies were down 22.5% and consumer proposal filings were down 10.0% as compared to the 12-months ended July 31, 2019.
Read MoreJune 2020 – Personal Bankruptcy & Consumer Proposal Statistics
Canada – Personal bankruptcies were down 16.8% and consumer proposal filings were up 2.4% as compared to the 12-months ended June 30, 2020.
New Brunswick – Personal bankruptcies were down 19.0% and consumer proposal filings were down 4.3% as compared to the 12-months ended June 30, 2020.
Read MoreMay 2020 – Personal Bankruptcy & Consumer Proposal Statistics
Canada – Personal bankruptcies were down 13.4% and consumer proposal filings were up 6.8% as compared to the 12-months ended May 31, 2020.
New Brunswick – Personal bankruptcies were down 13.8% and consumer proposal filings were up 4.6% as compared to the 12-months ended May 31, 2020.
Read MoreApril 2020 – Personal Bankruptcy & Consumer Proposal Statistics
Canada – Personal bankruptcies were down 7.9% and consumer proposal filings were up 12.7% as compared to the 12-months ended April 30, 2020.
New Brunswick – Personal bankruptcies were down 7.2% and consumer proposal filings were up 9.1% as compared to the 12-months ended April 30, 2020.
Read More9 Reasons to File a Consumer Proposal instead of Personal Bankruptcy
Filing a consumer proposal can have significant advantages compared to filing personal bankruptcy when you are feeling overwhelmed with debt.
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